Important Disclosures
Please read these disclosures carefully before using our services. They contain critical information about risks, regulatory status, and limitations.
Last updated: May 23, 2026
General Investment Risk Disclaimer
IMPORTANT DISCLOSURE: All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. The PIH Proprietary AI Stock Trading Tool uses algorithmic strategies that may result in significant losses. There is no guarantee of profit or capital preservation. You should not invest money you cannot afford to lose.
Not Financial Advice
DISCLAIMER: Purpose Investments Holdings ("PIH") is not a registered investment adviser, broker-dealer, or financial planner. The PIH Proprietary AI Stock Trading Tool is a technology service only. Nothing on this website constitutes investment advice, a recommendation to buy or sell securities, or an offer to sell or a solicitation of an offer to buy any security. All trading decisions are executed algorithmically without human investment adviser consultation.
Principal Protection Disclaimer
PRINCIPAL PROTECTION NOTICE: While PIH has committed to making accounts whole in the event of trading losses, this commitment is subject to the terms and limitations set forth in the Client Services Agreement and is not an insurance policy, guarantee of performance, or deposit insurance obligation. Recovery may take time and is contingent upon PIH's financial capacity at the time of loss. This commitment does not eliminate investment risk.
API Access Limitation Disclaimer
API ACCESS NOTICE: PIH receives trade-only API access to client brokerage accounts. PIH cannot deposit or withdraw funds. Clients retain full ownership and control of their accounts at all times. PIH's access is limited to placing, modifying, and cancelling trade orders only.
Regulatory Status Disclaimer
REGULATORY STATUS: PIH is not registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any state securities regulator. The legality and regulatory treatment of AI-managed trading services is evolving. By using this service, you acknowledge that you understand the regulatory uncertainty and accept the associated risks.
Not Insured / Not a Bank Product
NOT INSURED: This service is not insured by the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or any other government agency. Funds deposited in your brokerage account are subject to SIPC protections as applicable under your brokerage agreement, but the PIH service itself carries no insurance or government backing.
No Guarantee of Returns
NO GUARANTEED RETURNS: PIH does not guarantee any specific rate of return, profit, or performance outcome. Any projections, examples, or historical references on this website are for illustrative purposes only and do not represent guaranteed future results.
The AI system has been developed using historical data and simulation. However, past performance is not indicative of future results. No third-party audit or verification of performance claims has been conducted. Clients should not rely on historical data as a predictor of future returns.
Prohibited Claims: We never use phrases such as "guaranteed returns," "risk-free," "no risk," "insured," "SEC-approved," "fiduciary," "AI cannot lose," "passive income," or "tax-free income." Any such claims would be fraudulent and are strictly prohibited.
Full Transparency
TRANSPARENCY COMMITMENT: Every trade, every fee, and every profit is visible in your brokerage dashboard in real time. There is no black box. You have complete visibility into all trading activity executed on your behalf. We provide monthly summary reports showing positions, trades, fees, and profit/loss.
Review Our Full Legal Documents
These disclosures are summaries. The full legal terms are in our Terms of Service, Privacy Policy, and Client Services Agreement.